Collective Liability Insurance Cooperative

CLIC CORE VALUES & BELIEFS

• Pools are member-driven
• Specific membership criteria and aggressive loss control are elements
• Buying power and spread of risk are enhanced by pooling
• Pools offer efficient claims management, resulting in accurate prompt claims payments
• Pools offer greater control over claims, coverage availability, scope of coverage and competitive pricing through cooperative buying
• Pools meet the immediate and long term insurance needs of their members better than conventional insurers and provide flexibility of various funding mechanisms and coverages
• Pools provide efficiently and professionally managed insurance administration for their members